:root{--navy:#0f2140;--navy2:#183461;--ink:#1d2430;--mute:#5d6676;--line:#e3e6ec;--bg:#f6f7f9;--acc:#a8864a;--accs:#f4efe4}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:90px}
body{margin:0;font:17px/1.7 "Source Serif 4",Georgia,serif;color:var(--ink);-webkit-font-smoothing:antialiased}
h1,h2,h3,h4,nav,.eyebrow,.btn,.meta,footer,.tabs,.chip,label{font-family:Inter,Helvetica,Arial,sans-serif}
a{color:var(--navy2)}:focus-visible{outline:3px solid var(--acc);outline-offset:3px}
.wrap{max-width:1200px;margin:auto;padding:0 32px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;background:#fff;padding:8px 12px;z-index:99}
.topbar{background:var(--navy);color:#c9d1df;font:13px Inter,Arial}.topbar .wrap{display:flex;justify-content:flex-end;gap:26px;height:38px;align-items:center}.topbar a{color:#e6ebf3;text-decoration:none}
header{position:sticky;top:0;background:#fff;border-bottom:1px solid var(--line);z-index:40;transition:box-shadow .25s}header.sh{box-shadow:0 6px 24px rgba(15,33,64,.08)}
header .wrap{display:flex;justify-content:space-between;align-items:center;height:80px}
.name{font:600 22px Inter,Arial;color:var(--navy);text-decoration:none;letter-spacing:.01em;line-height:1.2}.name span{display:block;font-size:11px;font-weight:500;color:var(--mute);letter-spacing:.24em;text-transform:uppercase;margin-top:3px}
nav>ul{list-style:none;margin:0;padding:0;display:flex;gap:6px;align-items:center}nav>ul>li{position:relative}
nav>ul>li>a,nav>ul>li>button{display:block;padding:28px 14px;color:var(--navy);text-decoration:none;font:500 15px Inter,Arial;background:none;border:0;cursor:pointer;position:relative}
nav>ul>li>a::after,nav>ul>li>button::after{content:"";position:absolute;left:14px;right:14px;bottom:20px;height:2px;background:var(--acc);transform:scaleX(0);transition:transform .25s;transform-origin:left}
nav>ul>li:hover>a::after,nav>ul>li:hover>button::after,nav>ul>li>a:focus-visible::after{transform:scaleX(1)}
.mega{position:absolute;top:100%;left:50%;transform:translate(-50%,8px);width:720px;background:#fff;border:1px solid var(--line);box-shadow:0 18px 40px rgba(15,33,64,.12);padding:26px;display:grid;grid-template-columns:1fr 1fr;gap:6px 24px;opacity:0;visibility:hidden;transition:.2s}
.has:hover .mega,.has:focus-within .mega,.has.open .mega{opacity:1;visibility:visible;transform:translate(-50%,0)}
.mega a{display:block;padding:12px 14px;text-decoration:none;color:var(--ink);border-left:2px solid transparent}.mega a:hover{background:var(--bg);border-color:var(--acc)}
.mega b{display:block;font:600 15px Inter,Arial;color:var(--navy)}.mega small{font:13px Inter,Arial;color:var(--mute)}
.cta{background:var(--navy);color:#fff!important;padding:11px 20px!important;margin-left:10px}.cta::after{display:none}
.menu{display:none;background:none;border:1px solid var(--line);padding:9px 14px;font:500 14px Inter,Arial;color:var(--navy)}
.hero{background:radial-gradient(1200px 500px at 85% 10%,#24477d 0,transparent 60%),linear-gradient(160deg,var(--navy),#132a52);color:#fff;padding:120px 0 0;overflow:hidden}
.eyebrow{font-size:12px;letter-spacing:.24em;text-transform:uppercase;color:#d2b680;font-weight:600}
.hero h1{font-size:60px;line-height:1.08;margin:20px 0 24px;font-weight:600;max-width:860px;letter-spacing:-.02em}
.hero p.l{max-width:700px;color:#d4dbe7;font-size:20px;margin:0 0 36px}
.btn{display:inline-flex;align-items:center;gap:10px;background:#fff;color:var(--navy);padding:14px 26px;font-size:15px;font-weight:600;text-decoration:none;border:1px solid #fff;transition:.2s;cursor:pointer}
.btn:hover{background:var(--acc);border-color:var(--acc);color:#fff}.btn.o{background:transparent;color:#fff;border-color:rgba(255,255,255,.5)}.btn.o:hover{border-color:#fff;background:rgba(255,255,255,.08)}
.btn.n{background:var(--navy);color:#fff;border-color:var(--navy)}.btn.n:hover{background:var(--acc);border-color:var(--acc)}
.btn .ar{transition:transform .2s}.btn:hover .ar{transform:translateX(4px)}
.facts{display:grid;grid-template-columns:repeat(4,1fr);margin-top:90px;border-top:1px solid rgba(255,255,255,.15)}
.facts div{padding:26px 24px 30px 0;font:14px Inter,Arial;color:#aab6ca}.facts b{display:block;color:#fff;font-size:17px;font-weight:600;margin-bottom:4px}
section{padding:110px 0}section.alt{background:var(--bg)}
.sh2{display:grid;grid-template-columns:1fr 1.4fr;gap:60px;align-items:end;margin-bottom:56px}
h2{color:var(--navy);font-size:40px;line-height:1.15;font-weight:600;margin:12px 0 0;letter-spacing:-.015em}
.eyebrow.d{color:var(--acc)}.lead{color:var(--mute);font-size:18px;margin:0}
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.g2{grid-template-columns:1fr 1fr}.g4{grid-template-columns:repeat(4,1fr)}
.tile{display:block;background:#fff;border:1px solid var(--line);padding:34px 30px;text-decoration:none;color:var(--ink);position:relative;transition:.25s}
.tile::before{content:"";position:absolute;left:0;top:0;height:3px;width:0;background:var(--acc);transition:width .3s}
.tile:hover{box-shadow:0 16px 40px rgba(15,33,64,.09);transform:translateY(-3px)}.tile:hover::before{width:100%}
.tile .n{font:600 13px Inter,Arial;color:var(--acc);letter-spacing:.12em}.tile h3{font-size:21px;color:var(--navy);margin:14px 0 10px}.tile p{margin:0 0 22px;color:var(--mute);font-size:16px}
.more{font:600 14px Inter,Arial;color:var(--navy)}.tile:hover .more .ar{transform:translateX(4px)}.ar{display:inline-block;transition:transform .2s}
.svc{display:grid;grid-template-columns:280px 1fr;gap:56px;align-items:start}
.tabs{position:sticky;top:110px;display:flex;flex-direction:column;border-left:1px solid var(--line)}
.tabs button{text-align:left;background:none;border:0;border-left:3px solid transparent;margin-left:-2px;padding:14px 20px;font:500 15px Inter,Arial;color:var(--mute);cursor:pointer;transition:.2s}
.tabs button:hover{color:var(--navy)}.tabs button[aria-selected=true]{color:var(--navy);border-color:var(--acc);font-weight:600;background:#fff}
.panel{background:#fff;border:1px solid var(--line);padding:48px;animation:fade .35s ease}.panel[hidden]{display:none}
@keyframes fade{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
.panel h3{font-size:30px;color:var(--navy);margin:8px 0 16px;letter-spacing:-.01em}.panel>p{font-size:18px;color:var(--mute);max-width:720px}
.panel ul.ck{list-style:none;padding:0;margin:28px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:14px 28px}
.panel ul.ck li{padding-left:28px;position:relative;font-size:16px}.panel ul.ck li::before{content:"";position:absolute;left:0;top:10px;width:14px;height:2px;background:var(--acc)}
.sub{margin-top:30px;display:grid;grid-template-columns:1fr 1fr;gap:20px}.sub div{background:var(--bg);padding:24px}.sub h4{margin:0 0 8px;color:var(--navy);font-size:16px}.sub p{margin:0;font-size:16px}
.panel .btn{margin-top:34px}
.step{border-top:2px solid var(--navy);padding-top:22px}.step .n{font:600 40px Inter,Arial;color:#d9dde5}.step h3{margin:6px 0 8px;font-size:18px;color:var(--navy)}.step p{margin:0;color:var(--mute);font-size:16px}
.vals{background:var(--navy);color:#dfe5ef;padding:50px}.vals h3{color:#fff;margin:0 0 12px;font-size:19px}.vals p,.vals li{font-size:16px}.vals ul{padding-left:18px;margin:0}
.pcard{background:#fff;border:1px solid var(--line);display:grid;grid-template-columns:170px 1fr;gap:30px;padding:32px;transition:.25s}
.pcard:hover{box-shadow:0 16px 40px rgba(15,33,64,.08)}
.pcard img{width:170px;height:218px;object-fit:cover;border:1px solid var(--line)}
.pcard h3{margin:0;font-size:22px;color:var(--navy)}.meta{font-size:14px;color:var(--mute);margin:6px 0 14px}
.chip{display:inline-block;font-size:12px;font-weight:500;color:var(--navy);background:var(--accs);padding:4px 10px;margin:0 6px 6px 0}
details{margin-top:12px}summary{cursor:pointer;font:600 14px Inter,Arial;color:var(--navy);list-style:none}summary::-webkit-details-marker{display:none}
summary::after{content:" +";color:var(--acc)}details[open] summary::after{content:" –"}details p{font-size:16px}
.office{background:#fff;border:1px solid var(--line)}.office .map{height:260px;border-bottom:1px solid var(--line);background:var(--bg)}.office iframe{width:100%;height:100%;border:0;display:block}
.office .b{padding:32px}.office h3{margin:6px 0 14px;font-size:22px;color:var(--navy)}.office p{margin:0 0 12px;font-size:16px}
.ph-map{display:flex;align-items:center;justify-content:center;height:100%;font:14px Inter,Arial;color:var(--mute);background:linear-gradient(135deg,#eef1f5,#f8f9fb)}
.band{background:linear-gradient(120deg,var(--navy),#1d3c6e);color:#fff;padding:70px 0}.band .wrap{display:flex;justify-content:space-between;align-items:center;gap:30px}.band h2{color:#fff;font-size:32px;margin:0}.band p{color:#c9d2e1;margin:8px 0 0}
footer{background:#0a1730;color:#a9b4c7;padding:70px 0 34px;font-size:14px;line-height:1.8}footer a{color:#dfe5ef;text-decoration:none}footer a:hover{color:#fff;text-decoration:underline}
.fg{display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:40px;padding-bottom:40px;border-bottom:1px solid rgba(255,255,255,.1)}footer h4{color:#fff;font-size:13px;letter-spacing:.16em;text-transform:uppercase;margin:0 0 14px}footer ul{list-style:none;padding:0;margin:0}
.fb{padding-top:24px;font-size:12.5px;display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
.rv{opacity:0;transform:translateY(16px);transition:opacity .6s ease,transform .6s ease}.rv.in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}.rv{opacity:1;transform:none}}
#disc{position:fixed;inset:0;background:rgba(7,16,33,.8);display:none;align-items:center;justify-content:center;z-index:100;padding:16px;backdrop-filter:blur(3px)}
#disc.on{display:flex}#disc .box{background:#fff;max-width:640px;padding:40px;max-height:90vh;overflow:auto;border-top:4px solid var(--acc)}#disc h2{font-size:26px;margin:0 0 12px}#disc p,#disc li{font-size:15px}
.doc{max-width:820px}.doc h2{margin-top:40px;font-size:24px}
@media(max-width:1020px){.mega{width:560px}.svc{grid-template-columns:1fr}.tabs{position:static;flex-direction:row;overflow-x:auto;border-left:0;border-bottom:1px solid var(--line)}.tabs button{border-left:0;border-bottom:3px solid transparent;margin:0;white-space:nowrap}.tabs button[aria-selected=true]{border-color:var(--acc)}
.grid,.g4{grid-template-columns:1fr 1fr}.fg{grid-template-columns:1fr 1fr}.sh2{grid-template-columns:1fr;gap:16px}}
@media(max-width:760px){.topbar{display:none}.menu{display:block}
nav{display:none;position:absolute;top:80px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);max-height:calc(100vh - 80px);overflow:auto}nav.open{display:block}
nav>ul{flex-direction:column;align-items:stretch;padding:8px 24px 20px}nav>ul>li>a,nav>ul>li>button{padding:14px 0;width:100%;text-align:left}nav>ul>li>a::after,nav>ul>li>button::after{display:none}
.mega{position:static;transform:none;width:auto;box-shadow:none;border:0;padding:0 0 0 12px;grid-template-columns:1fr;display:none;opacity:1;visibility:visible}.has.open .mega{display:grid;transform:none}.has:hover .mega{transform:none}
.cta{margin:10px 0 0;text-align:center!important}
.hero{padding-top:70px}.hero h1{font-size:38px}.hero p.l{font-size:18px}.facts{grid-template-columns:1fr 1fr;margin-top:56px}
section{padding:70px 0}h2{font-size:30px}.grid,.g2,.g4,.fg{grid-template-columns:1fr}.panel{padding:28px}.panel ul.ck,.sub{grid-template-columns:1fr}
.pcard{grid-template-columns:1fr}.pcard img{width:140px;height:180px}.band .wrap{flex-direction:column;align-items:flex-start}.vals{padding:32px}.wrap{padding:0 22px}}
.facts.f2{grid-template-columns:repeat(2,minmax(0,280px))}
.pcard.nophoto{grid-template-columns:1fr;border-top:3px solid var(--acc)}.pcard.nophoto>div{padding-top:4px}
@media(max-width:760px){.facts.f2{grid-template-columns:1fr 1fr}}